Coverage Self-Review Checklists
Free, industry-specific checklists to review your own commercial coverage in about ten minutes — before you talk to your broker.
Each checklist walks you through the coverages that matter most for your business. Pull out your declarations pages, tick what you can confirm, and note anything you can't — those become the questions worth asking. Complete one on-screen, download the PDF, or print it. These are free educational tools; when you're ready, our team will review your program line by line and market it across multiple carriers.
Auto Dealer Checklist
A free auto dealer insurance checklist: review your open-lot, garage liability, garagekeepers, and dealer auto coverage in about…
Auto Repair Checklist
A free auto repair shop insurance checklist: check garagekeepers, garage liability, tools & equipment, and pollution coverage…
Brewery & Winery Checklist
A free brewery and winery insurance checklist: review liquor liability, product liability, tasting-room, property, and distribution…
Cannabis Checklist
A free cannabis insurance checklist: review specialty placement and federal status, product liability, crop and stock property,…
Catering Checklist
A free catering insurance checklist: review general liability, off-premise and foodborne-illness exposure, liquor liability,…
Church & Religious Organization Checklist
A free church and religious organization insurance checklist: start with abuse & molestation, then review property, directors &…
Community Center Checklist
A free community center insurance checklist: review general liability, abuse & molestation, rentals, events, and board coverage in…
Contractor Checklist
A free contractor insurance checklist: review general liability, completed operations, risk transfer, builders risk, and workers…
Daycare & Childcare Checklist
A free daycare and childcare insurance checklist: start with abuse & molestation, then review supervision, professional, property,…
Dental Office Checklist
A free dental office insurance checklist: review malpractice, cyber/HIPAA, property and equipment breakdown, general liability, and…
E-Commerce Checklist
A free e-commerce insurance checklist: review products liability, cyber, stock and transit, general liability, and contract…
Film Production Checklist
A free film production insurance checklist: review cast coverage, equipment/inland marine, production delay, and contractual…
Food Truck Checklist
A free food truck insurance checklist: review commercial auto, general liability and foodborne illness, equipment breakdown and…
Freight Broker Checklist
A free freight broker insurance checklist: review your BMC-84 bond, contingent cargo and contingent auto, professional…
Funeral Home Checklist
A free funeral home insurance checklist: review morticians' professional liability, fleet auto, general liability, property, and…
Group Home Checklist
A free group home insurance checklist: review professional liability, abuse & molestation, general liability, and staff coverage in…
Gym & Fitness Checklist
A free gym and fitness studio insurance checklist: review professional liability, participant waivers, premises safety, and…
Healthcare & Medical Practice Checklist
A free healthcare and medical practice insurance checklist: review malpractice, cyber/HIPAA, general liability, regulatory and…
HOA & Association Checklist
A free HOA and condo association insurance checklist: review directors & officers, the master property policy, fidelity/crime, and…
Hospitality Checklist
A free hospitality insurance checklist for hotels and lodging: review guest liability, liquor liability, property, business income,…
Janitorial Checklist
A free janitorial insurance checklist: review client-property (care, custody & control), the janitorial bond, general liability,…
Jewelry Store Checklist
A free jewelry store insurance checklist: review jewelers block, crime and security, general liability, property, and cyber…
Landscaping Checklist
A free landscaping insurance checklist: review general liability and property damage, equipment (inland marine),…
Manufacturing Checklist
A free manufacturing insurance checklist: review business income, equipment breakdown, products liability, property, and pollution…
Moving Company Checklist
A free moving company insurance checklist: review household-goods cargo legal liability, commercial auto, general liability, and…
Nightclub Checklist
A free nightclub insurance checklist: review liquor liability, assault & battery, property and business income, general liability,…
Non-Emergency Medical Transport (NEMT) Checklist
A free non-emergency medical transport (NEMT) insurance checklist: review commercial auto, abuse & molestation, ADA and regulatory,…
Nonprofit Checklist
A free nonprofit insurance checklist: review directors & officers, general liability, volunteers, vulnerable-population, and…
Nursing Home & Assisted Living Checklist
A free nursing home and assisted living insurance checklist: review professional liability, abuse & molestation, and workers comp…
Pawn Store Checklist
A free pawn store insurance checklist: review stock and pledged goods, crime and security, general liability, property, cyber, and…
Pest Control Checklist
A free pest control insurance checklist: review pollution/chemical-application liability, professional liability, general…
Pharmacy Checklist
A free pharmacy insurance checklist: review dispensing-error professional liability, cyber/HIPAA, crime and controlled substances,…
Photography & Videography Checklist
A free photography and videography insurance checklist: review professional liability/E&O, equipment (inland marine),…
Professional Services Checklist
A free professional services insurance checklist: review professional liability/E&O, cyber, general liability and BOP, and…
Property Management Checklist
A free property management insurance checklist: review real estate E&O, client-funds crime/fidelity, tenant and fair-housing…
Public Entity Checklist
A free public entity insurance checklist: review public officials liability, law enforcement liability, employment practices,…
Real Estate Checklist
A free real estate insurance checklist: review property valuation, ordinance or law, liability, lender requirements, and…
Restaurant Checklist
A free restaurant insurance checklist: review business income, liquor liability, property, equipment breakdown, and workers comp in…
Retail Store Checklist
A free retail store insurance checklist: review general liability, property and business income, crime and shrink, cyber and…
Salon & Barber Checklist
A free salon and barber shop insurance checklist: review professional liability, booth renters, products, and general liability…
School Checklist
A free school insurance checklist: review abuse & molestation, educators legal liability, D&O and employment practices, and cyber…
Security Guard Checklist
A free security guard insurance checklist: review assault & battery/use of force, professional liability/E&O, firearms, general…
Short-Term Rental Checklist
A free short-term rental insurance checklist: review your own STR policy vs. homeowners, guest liability, lost rental income, and…
Spa & Massage Therapy Checklist
A free spa and massage therapy insurance checklist: review treatment professional liability, abuse & molestation, general liability…
Sports League Checklist
A free sports league and team insurance checklist: review abuse & molestation, participant injury, directors & officers, and field…
Tattoo & Piercing Checklist
A free tattoo and piercing insurance checklist: review procedure professional liability, products, general liability, property, and…
Technology Company Checklist
A free technology company insurance checklist: review tech E&O/professional liability, cyber, general liability, intellectual…
Tree Service & Arborist Checklist
A free tree service and arborist insurance checklist: review workers comp, general liability and property damage, equipment (inland…
Trucking Checklist
A free trucking insurance checklist: review auto liability and federal filings, motor truck cargo, physical damage, and bobtail…
Veterinary Checklist
A free veterinary insurance checklist: review malpractice professional liability, animal bailee, general liability, property, and…
Wholesale & Distribution Checklist
A free wholesale and distribution insurance checklist: review products liability, property and stock, goods in transit, and recall…
Youth Camp Checklist
A free youth camp insurance checklist: start with abuse & molestation, then review supervision, participant, high-hazard activity,…
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