Active Shooter & Workplace Violence Policy Feature Checklist
What to confirm in a active shooter & workplace violence policy — what's standard, what's often limited, and what to add if needed — plus the gap most often missed.
Pull out your current active assailant policy and check the box next to each feature you can confirm it includes — anything unchecked is worth a quick conversation with your advisor.
Tick each feature you can confirm your policy includes — anything left unticked is a good question for your next policy review.
| Confirm? | Policy feature | What to confirm | Priority |
|---|---|---|---|
| Third-Party Liability | Covers claims that security or response was inadequate — GL may exclude assault or firearms claims. | Standard | |
| Crisis Management & Public Relations | Pays for crisis consultants and communications immediately after an event. | Standard | |
| Counseling & Victim Services | Covers counseling for employees, victims, and families. | Often limited | |
| Medical & Funeral Expenses | Pays victims' medical and funeral costs regardless of liability. | Often limited | |
| Business Interruption | Covers lost income when a location closes after an incident. | Often limited | |
| Property Damage & Demolition | Covers repair, redesign, or demolition of an affected location. | If needed | |
| Threat Response | Covers security and consultant costs after a credible threat, even without an attack. | If needed |
The gap most often missed in this coverage
The most commonly missed gap in this coverage is assuming general liability responds. Many GL policies exclude assault, battery, or firearms-related claims, and none pay for crisis management, counseling, or business interruption after an attack. With 34 active shooter incidents in 2025 — 14 at businesses — organizations should confirm what their GL excludes and consider a dedicated policy.
Send us the checklist and we'll review your active shooter & workplace violence coverage line by line, then market it across multiple carriers that compete for your account.
Related: Active Shooter & Workplace Violence Insurance · Active Shooter & Workplace Violence Supplemental (apply) · All coverage checklists
Frequently asked questions
What should a active shooter & workplace violence policy include?
Standard features to confirm in a active shooter & workplace violence policy include Third-Party Liability, Crisis Management & Public Relations. This checklist also flags the features that are often limited or sublimited and the ones to add if needed, with a plain-English note on each.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my active shooter & workplace violence coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.