Commercial Insurance Coverages
25+ commercial coverage lines, from general liability to specialty risk — placed with care in all 50 states.
General Liability Insurance
General liability insurance protects your business from third-party injury, property damage, and lawsuit claims arising from…
Business Owners Policy
A Business Owners Policy (BOP) combines general liability and commercial property insurance into one cost-effective policy…
Workers Compensation Insurance
Workers compensation insurance covers employee injuries, medical costs, and lost wages from work-related accidents while helping…
Commercial Auto Insurance
Commercial auto insurance covers vehicles used for business, protecting against accidents, injuries, property damage, and…
Commercial Property Insurance
Commercial property insurance protects buildings, equipment, inventory, and business contents against fire, theft, vandalism, and…
Professional Liability Insurance
Professional liability insurance covers claims of negligence, errors, or failure to perform professional services, protecting…
Cyber Insurance
Cyber insurance protects businesses from data breaches, ransomware attacks, and cybercrime by covering recovery costs, legal…
Umbrella or Excess Liability Insurance
Umbrella or excess liability insurance provides additional protection above general liability, auto, and employer liability…
Directors and Officers Insurance
Directors and officers insurance protects company leaders from lawsuits alleging mismanagement, wrongful decisions, or breach of…
Employment Practices Liability Insurance
Employment practices liability insurance covers claims involving wrongful termination, discrimination, harassment, or retaliation…
Liquor Liability Insurance
Liquor liability insurance protects businesses that sell or serve alcohol from claims involving injuries or property damage…
Inland Marine Insurance
Inland marine insurance protects tools, equipment, and materials while in transit, stored off-site, or used at job locations not…
Builders Risk Insurance
Builders risk insurance protects construction projects, materials, and equipment from damage caused by fire, theft, vandalism, or…
Surety Bonds
Surety bonds guarantee contract performance, licensing compliance, or financial obligations, providing protection for clients,…
Commercial Flood Insurance
Commercial flood insurance covers damage to buildings, equipment, and contents caused by flooding, storm surge, or rising water…
Crime Insurance
Crime insurance protects businesses from financial loss caused by employee theft, fraud, forgery, robbery, or computer crime that…
Fiduciary Liability Insurance
Fiduciary liability insurance protects businesses and plan administrators against claims of mismanagement of employee benefit…
Pollution Liability Insurance
Pollution liability insurance covers claims involving environmental damage, contamination, or bodily injury caused by hazardous…
Cargo Insurance
Cargo insurance covers goods and merchandise while being transported by truck, rail, air, or ship, protecting against theft,…
Special Event Insurance
Special event insurance provides temporary liability coverage for accidents, injuries, or property damage occurring during…
Event Insurance Coverage
Event insurance coverage protects weddings, festivals, parties, and corporate functions from liability claims, property damage,…
Warehouse Legal Liability Insurance
Warehouse legal liability insurance covers damage to goods stored for others when the warehouse operator is legally responsible…
Bailee’s Insurance
Bailee’s insurance protects businesses when customer property in their care, custody, or control is damaged, lost, or stolen…
Sexual Abuse and Molestation Insurance
Sexual abuse and molestation insurance provides liability protection for claims involving abuse, misconduct, or negligent…
Kidnap, Ransom, and Extortion Insurance
Kidnap, ransom, and extortion insurance covers financial loss, ransom payments, and crisis response expenses resulting from…
Life and Health Insurance Plans
Life and health insurance plans provides financial protection, income replacement, and medical coverage for individuals,…
Group Life Insurance Plans
Group life insurance plans provides financial protection for employees or members, helping businesses and organizations offer…
Hired & Non-Owned Auto Insurance
Hired and non-owned auto insurance covers your business's liability when employees drive rented, borrowed, or personal vehicles…
Physical Damage Insurance
Commercial auto physical damage insurance pays to repair or replace your business vehicles after a collision, theft, fire,…
Bobtail Insurance
Bobtail insurance covers an owner-operator's liability while driving a tractor without a trailer attached — the gap a motor…
Non-Trucking Liability Insurance
Non-trucking liability insurance covers an owner-operator's liability when the truck is used for personal, non-business purposes…
Product Liability Insurance
Product liability insurance protects manufacturers, distributors, and retailers against claims that a product they made or sold…
Product Recall & Contamination Insurance
Product recall and contamination insurance covers the cost of pulling a defective or contaminated product from the market —…
Business Interruption Insurance
Business interruption insurance replaces lost income and covers continuing expenses when a covered event forces your operations…
Equipment Breakdown (Boiler & Machinery) Insurance
Equipment breakdown insurance — the modern boiler and machinery policy — covers sudden mechanical or electrical failure of the…
Event Cancellation Insurance
Event cancellation insurance reimburses lost revenue and non-recoverable expenses when an event is cancelled, postponed,…
Weather Insurance
Weather insurance protects revenue and events against financial loss from adverse conditions — rain on an outdoor event, low…
Prize Indemnity & Hole-in-One Insurance
Prize indemnity insurance lets you offer a large contest prize — a hole-in-one, half-court shot, or grand-prize giveaway — while…
Media & Advertising Liability Insurance
Media and advertising liability insurance protects businesses that create or publish content against claims of defamation,…
Political Risk Insurance
Political risk insurance protects companies with foreign assets, operations, or investments against losses from expropriation,…
Ocean Marine Insurance (Hull & Cargo)
Ocean marine insurance covers waterborne exposures — vessel hull damage, cargo in transit over water, and marine liability — for…
Active Shooter & Workplace Violence Insurance
Active shooter and workplace violence insurance provides victim support, liability protection, business interruption, and expert…
High-Hazard Operations Insurance
High-hazard operations insurance places coverage for businesses standard carriers decline — amusement parks, demolition…
Vacant Building & Vacant Land Insurance
Vacant property insurance for unoccupied buildings and undeveloped land — property protection against fire, vandalism, and water…
Garage Liability Insurance
Garage liability insurance combines premises, operations, products, and auto liability into one policy for auto dealers, repair…
Dealers' Open Lot Insurance
Dealers' open lot insurance provides physical-damage protection for a dealer's inventory of vehicles held for sale — covering…
Employed Lawyers Liability Insurance
Employed lawyers liability insurance provides professional liability protection for in-house and employed attorneys — covering…
Transportation Network Company Insurance
Transportation Network Company (TNC) insurance covers the rideshare gaps personal auto leaves open — from the low-limit 'app-on,…
Delivery Network Company Insurance
Delivery Network Company (DNC) insurance covers the gaps gig delivery leaves open — where personal auto excludes the trip,…