Active Shooter & Workplace Violence Insurance

Active shooter and workplace violence insurance provides victim support, liability protection, business interruption, and expert crisis response after a violent incident on your premises.

Commercial Coverage

No one wants to plan for it. Every responsible organization should.

Support and protection after a violent incident

Active Shooter & Workplace Violence insurance responds to the human, financial, and legal aftermath of a violent event at your business — an exposure that standard General Liability policies increasingly limit or exclude.

Beyond indemnity, these programs are built around rapid crisis response: the specialists, counseling, and communications support an organization needs in the hours and weeks after an incident.

What Active Shooter & Workplace Violence Covers

These programs commonly provide:

Victim & Medical Support — medical costs, counseling, and support for those affected.

Liability Protection — defense and damages for claims alleging inadequate security or negligence.

Business Interruption — lost income and extra expense during closure and recovery.

Crisis Management — expert security, public-relations, and legal response, funeral costs, and rebuilding or relocation expense.

Who Needs Active Shooter & Workplace Violence

This coverage is relevant for organizations with public or employee exposure, including:

Schools, universities, and childcare facilities

Retailers, restaurants, and hospitality venues

Healthcare and social-service organizations

Houses of worship, offices, and event venues

More Than a Policy

The most valuable part of many of these programs is the pre-incident planning and post-incident crisis team. We help you weigh those services alongside the coverage limits so the protection is practical, not just financial.

Our Approach

At Cory Washington & Co., Active Shooter & Workplace Violence coverage is never a checkbox. We evaluate how your business actually operates, review your contracts and exposures, and structure coverage to perform in the real world — not just to satisfy a minimum. Licensed in all 50 states, we place Active Shooter & Workplace Violence coverage through admitted carriers and specialty markets that compete for your account, then explain the trade-offs in plain English so you can decide with confidence.

Related coverage: General Liability · Sexual Abuse & Molestation · Business Interruption.

All insurance descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or insurance advice. The information presented is general in nature and does not guarantee the availability, terms, conditions, or scope of any insurance coverage. Actual coverage is determined solely by the specific policy language issued by the insurer and remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds coverage, or alters any existing policy. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please consult directly with a licensed insurance professional at Cory Washington & Co. LLC or another qualified insurance professional, and always review your policy documents in full.

Frequently Asked Questions

How do I get active shooter & workplace violence insurance through Cory Washington & Co.?

Request a quote or contact our team. We start with a short conversation about your operations, analyze your exposures, then negotiate active shooter & workplace violence insurance across multiple carriers that compete for your account and present options with the trade-offs explained. Cory Washington & Co. LLC is licensed in all 50 states.

What does active shooter & workplace violence insurance cost?

Premiums vary from business to business. The main drivers of active shooter & workplace violence insurance pricing are the nature of your operations, your revenue and payroll, your loss history, and the limits you carry. Rather than quote a flat figure, we negotiate across several markets and walk you through the options, so you only pay for the protection you actually need.

Is active shooter & workplace violence insurance required?

It depends on your situation. Some coverage is required by law; more often, active shooter & workplace violence insurance is required by a contract, lease, lender, or client before they will do business with you — and even when it is not mandated, it guards against exposures that can be severe. We review your operations and obligations and tell you plainly what you need and why.

What if another agency has already declined or non-renewed my coverage?

Difficult, specialty, and previously-declined placements are a core part of our work. We access excess & surplus (E&S) and specialty markets that many generalist agencies cannot, and we explain the trade-offs clearly so you can decide with confidence.

Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.

Protect What You’ve Built

When everything you’ve built is on the line, a quote isn’t enough. Tell us about your business and receive a considered assessment — not a form letter.