Commercial Insurance Built for California
California is the largest insurance market in the United States, spanning technology, entertainment, agriculture, cannabis, construction, and international trade. Wildfire-driven property markets, strict labor law, and active plaintiff's bars make sophisticated program design essential here. We are licensed in California as Cory Washington & Co. Insurance Services.
Cory Washington & Co. LLC is licensed in California and places coverage for businesses across the state — from general liability and commercial property to specialty lines most generalist agencies never touch. We work as advisors first: strategy and risk analysis before placement, then negotiation across carriers that actually compete for California business.
Workers' Compensation in California
California requires workers' compensation coverage for all employers with one or more employees — among the strictest mandates in the country, with significant penalties for noncompliance.
Beyond the legal requirement, how a workers' compensation program is structured — classifications, experience mod management, payroll audits — directly drives what you pay. We review all of it before quoting. Requirements change; confirm current rules with the California Department of Insurance.
Industries We Serve in California
Technology Company Insurance
Technology company insurance protects IT firms, software developers, and tech providers from cyber attacks, professional liability claims,…
Cannabis Business Insurance
Cannabis business Insurance protecting your dispensary, cultivation facility, or cannabis business against product liability, crop loss,…
Film Production Insurance
Film production insurance protects movies, commercials, and media projects from equipment damage, liability claims, cast injuries, and…
Contractor Business Insurance
Contractor business insurance protects construction companies and trades from job site injuries, property damage, equipment loss, and…
Restaurant Business Insurance
Restaurant business insurance protects bars, cafes, and food service businesses from liability claims, liquor exposure, equipment…
E-Commerce Business Insurance
E-Commerce Business Insurance that protects your online store against product liability, cyber risks, and shipping disputes. Sell…
Don't see your industry? We serve 70+ business types — browse all industries.
Coverage Available in California
- General Liability Insurance
- Workers Compensation Insurance
- Commercial Property Insurance
- Commercial Auto Insurance
- Professional Liability Insurance
- Cyber Insurance
- Business Owners Policy
- Umbrella or Excess Liability Insurance
- Directors and Officers Insurance
- Employment Practices Liability Insurance
Frequently Asked Questions
Is workers' compensation insurance required in California?
California requires workers' compensation coverage for all employers with one or more employees — among the strictest mandates in the country, with significant penalties for noncompliance.
Are you licensed to write business insurance in California?
Yes. Cory Washington & Co. LLC (NPN 21674625) is licensed in all 50 states, including California, and every placement is handled directly by our brokerage team.
How much does business insurance cost in California?
Premiums in California depend on your industry, payroll, revenue, claims history, and the lines you carry — there is no flat rate. The fastest way to an accurate number is a short conversation about your operations; we then negotiate terms across multiple carriers and present options with the trade-offs explained.