Lights. Camera. Protected.
Protecting productions, equipment, and creative projects
Film and media productions face unique risks involving equipment, cast and crew, locations, and tight production schedules. Whether producing films, commercials, television, or digital content, production companies must manage exposure related to property damage, injuries, delays, and contractual obligations. A single accident, equipment loss, or production shutdown can result in significant financial loss.
Properly structured insurance helps protect the production, the budget, and the ability to complete the project.
Key Risks in Film Production Operations
Production companies face exposure related to:
Damage to cameras or equipment
Injury to cast or crew
Location property damage
Production delays or shutdowns
Vehicle accidents during filming
Contractual liability requirements
Loss of footage or media
Losses can occur at any stage of production.
Core Coverages for Film Productions
Film production insurance programs typically include:
General Liability — Protects against bodily injury and property damage claims during filming.
Equipment / Inland Marine Coverage — Protects cameras, lighting, sound gear, and other production equipment.
Cast Insurance (when applicable) — Protects against financial loss if a key cast member cannot perform.
Production / Extra Expense Coverage — Covers additional costs caused by delays or interruptions.
Commercial Auto — Covers vehicles used during filming or transport.
Workers’ Compensation — Provides coverage for crew injuries as required by law.
Umbrella / Excess Liability — Provides additional limits for larger productions.
What’s Commonly Overlooked
Film production insurance programs are often weakened by:
Underinsured equipment values
Missing coverage for rented gear
No coverage for production delays
Failure to list locations as additional insured
Inadequate liability limits
Missing coverage for hired vehicles
These gaps often appear only after a loss occurs.
Real-World Claim Examples
Camera equipment is stolen on location
A crew member is injured during filming
A filming location is damaged
A key actor becomes unavailable
Weather delays production
Even one incident can stop production and increase costs.
Why Proper Placement Matters
Production coverage varies based on:
Type of project
Budget size
Number of crew members
Filming locations
Equipment value
Contract requirements
Improper placement can result in uncovered losses or production delays.
Our Approach
At Cory Washington & Co., we structure film production insurance based on the size of the project, equipment used, and contractual requirements. We coordinate liability, equipment, and production coverage to ensure the project stays protected from the first day of filming to final delivery.
Creative projects require protection behind the scenes.
All insurance descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or insurance advice. The information presented is general in nature and does not guarantee the availability, terms, conditions, or scope of any insurance coverage. Actual coverage is determined solely by the specific policy language issued by the insurer and remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds coverage, or alters any existing policy. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please consult directly with a licensed insurance professional at Cory Washington & Co. LLC or another qualified insurance professional, and always review your policy documents in full.
See the coverages a film production business may carry — core, prevalent, and situational — plus the gap most often missed, in the Film Production Coverage Checklist.
Complete the Film Production Supplemental online in a few guided steps, download the fillable PDF, or browse all applications.
Frequently Asked Questions
How do I get film production insurance through Cory Washington & Co.?
Request a quote or contact our team. We start with a short conversation about your operations, analyze your exposures, then negotiate film production insurance across multiple carriers that compete for your account and present options with the trade-offs explained. Cory Washington & Co. LLC is licensed in all 50 states.
What drives the cost of film production insurance?
There is no flat rate. The cost of film production insurance reflects your industry, your size (payroll and revenue), your claims history, and the limits and deductibles you choose. We market your account to multiple carriers, compare the real quotes side by side, and explain what is driving each number so you can weigh coverage against price with confidence.
Do I need film production insurance?
Requirements vary. Film production insurance may be mandated by statute, or required under your contracts, leases, or loan agreements — and in many cases it is simply prudent given the risks involved. We look at your specific obligations and exposures, then recommend the coverage and limits that fit.
What if another agency has already declined or non-renewed my coverage?
Difficult, specialty, and previously-declined placements are a core part of our work. We access excess & surplus (E&S) and specialty markets that many generalist agencies cannot, and we explain the trade-offs clearly so you can decide with confidence.
Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.