"Lights. Camera. Protected."
Protecting productions, equipment, and creative projects
Film and media productions face unique risks involving equipment, cast and crew, locations, and tight production schedules. Whether producing films, commercials, television, or digital content, production companies must manage exposure related to property damage, injuries, delays, and contractual obligations. A single accident, equipment loss, or production shutdown can result in significant financial loss.
Properly structured insurance helps protect the production, the budget, and the ability to complete the project.
Key Risks in Film Production Operations
Production companies face exposure related to:
Damage to cameras or equipment
Injury to cast or crew
Location property damage
Production delays or shutdowns
Vehicle accidents during filming
Contractual liability requirements
Loss of footage or media
Losses can occur at any stage of production.
Core Coverages for Film Productions
Film production insurance programs typically include:
General Liability — Protects against bodily injury and property damage claims during filming.
Equipment / Inland Marine Coverage — Protects cameras, lighting, sound gear, and other production equipment.
Cast Insurance (when applicable)Protects against financial loss if a key cast member cannot perform.
Production / Extra Expense Coverage — Covers additional costs caused by delays or interruptions.
Commercial Auto — Covers vehicles used during filming or transport.
Workers Compensation — Provides coverage for crew injuries as required by law.
Umbrella / Excess Liability — Provides additional limits for larger productions.
What’s Commonly Overlooked
Film production insurance programs are often weakened by:
Underinsured equipment values
Missing coverage for rented gear
No coverage for production delays
Failure to list locations as additional insured
Inadequate liability limits
Missing coverage for hired vehicles
These gaps often appear only after a loss occurs.
Real-World Claim Examples
Camera equipment is stolen on location
A crew member is injured during filming
A filming location is damaged
A key actor becomes unavailable
Weather delays production
Even one incident can stop production and increase costs.
Why Proper Placement Matters
Production coverage varies based on:
Type of project
Budget size
Number of crew members
Filming locations
Equipment value
Contract requirements
Improper placement can result in uncovered losses or production delays.
Our Approach
At Cory Washington & Co., we structure film production insurance based on the size of the project, equipment used, and contractual requirements. We coordinate liability, equipment, and production coverage to ensure the project stays protected from the first day of filming to final delivery.
Creative projects require protection behind the scenes.
Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.