A recall is a logistics crisis, a financial hit, and a brand test — all at once.
Contain the cost when a product has to come back
Product Recall & Contamination insurance covers the substantial first-party costs of recalling a product that is defective, contaminated, or unsafe — expenses that General and Product Liability policies generally do not pay.
Liability coverage responds to claims from people the product harmed. Recall coverage funds the operation of getting the product off shelves and out of homes, and the business fallout that follows.
What Product Recall & Contamination Covers
Product Recall coverage can respond to:
Recall Expense — customer and retailer notification, shipping, storage, and disposal.
Lost Profit — income lost as a result of the recall.
Rehabilitation & Crisis Costs — advertising and PR to restore the brand, plus consultant fees.
Contamination Response — for food and consumables, costs tied to accidental or malicious contamination.
Who Needs Product Recall & Contamination
This coverage is essential for:
Food, beverage, and dietary-supplement companies
Consumer-product and household-goods manufacturers
Pharmaceutical, medical-device, and cosmetics makers
Distributors and private-label brands
Why It's a Separate Policy
The direct costs of a recall — logistics, disposal, lost income, brand repair — are first-party losses to your own business, which most liability policies exclude. A dedicated recall program, often paired with pre-incident crisis planning, is what actually funds the response.
Our Approach
At Cory Washington & Co., Product Recall & Contamination coverage is never a checkbox. We evaluate how your business actually operates, review your contracts and exposures, and structure coverage to perform in the real world — not just to satisfy a minimum. Licensed in all 50 states, we place Product Recall & Contamination coverage through admitted carriers and specialty markets that compete for your account, then explain the trade-offs in plain English so you can decide with confidence.
Related coverage: Product Liability · General Liability · Business Interruption.
All insurance descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or insurance advice. The information presented is general in nature and does not guarantee the availability, terms, conditions, or scope of any insurance coverage. Actual coverage is determined solely by the specific policy language issued by the insurer and remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds coverage, or alters any existing policy. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please consult directly with a licensed insurance professional at Cory Washington & Co. LLC or another qualified insurance professional, and always review your policy documents in full.
Frequently Asked Questions
How do I get product recall & contamination insurance through Cory Washington & Co.?
Request a quote or contact our team. We start with a short conversation about your operations, analyze your exposures, then negotiate product recall & contamination insurance across multiple carriers that compete for your account and present options with the trade-offs explained. Cory Washington & Co. LLC is licensed in all 50 states.
What does product recall & contamination insurance cost?
There is no flat rate. The cost of product recall & contamination insurance reflects your industry, your size (payroll and revenue), your claims history, and the limits and deductibles you choose. We market your account to multiple carriers, compare the real quotes side by side, and explain what is driving each number so you can weigh coverage against price with confidence.
Is product recall & contamination insurance required?
It depends on your situation. Some coverage is required by law; more often, product recall & contamination insurance is required by a contract, lease, lender, or client before they will do business with you — and even when it is not mandated, it guards against exposures that can be severe. We review your operations and obligations and tell you plainly what you need and why.
What if another agency has already declined or non-renewed my coverage?
Difficult, specialty, and previously-declined placements are a core part of our work. We access excess & surplus (E&S) and specialty markets that many generalist agencies cannot, and we explain the trade-offs clearly so you can decide with confidence.
Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.