Aerospace & Aircraft Parts Manufacturing Insurance Coverage Checklist
The coverages an aerospace & aircraft parts manufacturing business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for aircraft and aerospace parts manufacturers and distributors. Priorities reflect typical exposure for this class; confirm against your actual parts and customers.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Aviation Products Liability | Covers crashes and injuries caused by your parts — standard GL excludes aircraft products. | Core | |
| Grounding Liability | Covers customers' losses when aircraft are grounded because of your parts. | Prevalent | |
| Product Recall / Withdrawal | Covers finding, removing, and replacing suspect parts. | Prevalent | |
| General Liability (Premises) | Covers plant premises and non-aviation products. | Core | |
| Property / Machinery & Inventory | Covers the plant, CNC equipment, and high-value materials. | Core | |
| Workers' Compensation / Employer's Liability | Covers machinists and assemblers. | Core | |
| Cyber Liability | Covers controlled technical data and CMMC-related incidents. | Prevalent | |
| Bailee / Customer-Owned Property | Covers customer tooling and materials in your care. | Prevalent | |
| Equipment Breakdown | Covers machines, ovens, and process equipment. | Prevalent | |
| Excess Aviation Products Liability | Adds the high limits OEMs and airlines require. | Situational |
The coverage gap most often missed
The gap most often missed by aerospace suppliers is aviation products coverage. Standard GL policies exclude parts installed in aircraft, so a shop that wins its first aerospace contract may have no coverage for the parts at all. Grounding and recall costs are a separate gap — suspect parts with falsified records, like the forged CFM56 certificates found in 2023, can ground fleets. Buy aviation products liability with grounding coverage, and verify every material certificate.
Send us the checklist and we'll review your aerospace & aircraft parts manufacturing coverage line by line, then market it across multiple carriers that compete for your account.
Related: Aerospace & Aircraft Parts Manufacturing Insurance · Aerospace & Aircraft Parts Manufacturing Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does an aerospace & aircraft parts manufacturing business need?
The core coverages for an aerospace & aircraft parts manufacturing business are Aviation Products Liability, General Liability (Premises), Property / Machinery & Inventory, Workers' Compensation / Employer's Liability. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my aerospace & aircraft parts manufacturing coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.