Exposition & Event Services Contractor Insurance Coverage Checklist
The coverages an exposition & event services contractor business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for general service contractors, EACs, exhibit builders, and I&D firms. Priorities reflect typical exposure for this class; confirm against your actual operations.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| General Liability | Covers attendees and other contractors' workers injured by your forklifts, rigging, and booths. | Core | |
| Workers' Compensation (All Show States) | Covers your crews and union-hall labor in every state where you work shows. | Core | |
| Warehouse Legal Liability / Bailee | Covers exhibitors' freight and booths in your warehouses and on the floor. | Core | |
| Commercial Auto / Motor Truck Cargo | Covers trucks hauling freight to and from venues. | Core | |
| Umbrella / Excess Liability | Show management and venues often require high limits. | Core | |
| Inland Marine / Contractors Equipment | Covers forklifts, lifts, carpet, furniture, and rigging gear. | Prevalent | |
| Contractors Professional Liability | Covers design and engineering errors in booths you design and build. | Prevalent | |
| Employment Practices Liability | Union, jurisdiction, and harassment claims arise across large crews. | Prevalent | |
| Property (Warehouses & Fabrication Shop) | Covers your buildings, inventory, and shop equipment. | Prevalent | |
| Cyber Liability | Covers exhibitor ordering and payment portals. | Situational |
The coverage gap most often missed
The gap most often missed by exposition contractors is exhibitors' property in your care. A general liability policy excludes property in your care, custody, or control, yet you hold millions of dollars of booths and freight at advance warehouses and on the floor. Carry warehouse legal liability or bailee coverage sized to your peak, and make sure your contracts state the limit of your liability for exhibitor property.
Send us the checklist and we'll review your exposition & event services contractor coverage line by line, then market it across multiple carriers that compete for your account.
Related: Exposition & Event Services Contractor Insurance · Exposition & Event Services Contractor Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does an exposition & event services contractor business need?
The core coverages for an exposition & event services contractor business are General Liability, Workers' Compensation (All Show States), Warehouse Legal Liability / Bailee, Commercial Auto / Motor Truck Cargo, Umbrella / Excess Liability. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my exposition & event services contractor coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.