Event Cancellation Policy Feature Checklist
What to confirm in a event cancellation policy — what's standard, what's often limited, and what to add if needed — plus the gap most often missed.
Pull out your current event cancellation policy and check the box next to each feature you can confirm it includes — anything unchecked is worth a quick conversation with your advisor.
Tick each feature you can confirm your policy includes — anything left unticked is a good question for your next policy review.
| Confirm? | Policy feature | What to confirm | Priority |
|---|---|---|---|
| All-Risks Coverage | Covers any cause not specifically excluded — named-perils policies cover far less. | Standard | |
| Terrorism Act or Threat | Often excluded — usually needs an extension or separate policy. | Often limited | |
| Adverse Weather | Confirm weather is covered for outdoor events, including heat and smoke. | Often limited | |
| Communicable Disease | Usually excluded since 2020 — confirm what the policy says. | Often limited | |
| Loss Basis Matches the Budget | Confirm whether the policy pays gross revenue, profit, or only expenses. | Standard | |
| Postponement & Relocation Costs | Covers added costs to reschedule or move an event. | Often limited | |
| Non-Appearance of Key Performers | Covers cancellations when a headliner can't appear — may require medical statements. | If needed |
The gap most often missed in this coverage
The most commonly missed gap in this coverage is terrorism. Many event cancellation policies exclude acts or threats of terrorism — the cause that cancelled three Taylor Swift concerts in Vienna in 2024 — unless an extension is bought. Organizers should confirm terrorism, weather, and disease terms, and make sure the loss basis matches how the event makes money.
Send us the checklist and we'll review your event cancellation coverage line by line, then market it across multiple carriers that compete for your account.
Related: Event Cancellation Insurance · Event Cancellation Supplemental (apply) · All coverage checklists
Frequently asked questions
What should a event cancellation policy include?
Standard features to confirm in a event cancellation policy include All-Risks Coverage, Loss Basis Matches the Budget. This checklist also flags the features that are often limited or sublimited and the ones to add if needed, with a plain-English note on each.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my event cancellation coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.