Sign Company Insurance Coverage Checklist
The coverages a sign company business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for sign companies. Priorities reflect typical exposure; confirm against crane work and structural signs.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Commercial General Liability (incl. Products-Completed Operations) | Covers injuries and damage during work and after it's finished. | Core | |
| Contractor's Equipment / Inland Marine | Covers cranes, boom trucks, and signs in transit. | Core | |
| Workers' Compensation | Required in most states. | Core | |
| Commercial Auto | Covers trucks and service vehicles. | Core | |
| Riggers Liability | Covers signs and customer property while being lifted. | Situational | |
| Umbrella / Excess Liability | Adds limits for a death or catastrophic injury. | Prevalent |
The coverage gap most often missed
The most commonly missed gap for this class is riggers liability. General liability often excludes damage to property in the insured's care, so a sign dropped during a lift may not be covered. Crane work near power lines and signs that fall in wind are the severe exposures. Sign companies should add riggers coverage, plan clearance for every lift near lines, and engineer footings for local wind loads.
Send us the checklist and we'll review your sign company coverage line by line, then market it across multiple carriers that compete for your account.
Related: Sign Company Insurance · Sign Company Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does a sign company business need?
The core coverages for a sign company business are Commercial General Liability (incl. Products-Completed Operations), Contractor's Equipment / Inland Marine, Workers' Compensation, Commercial Auto. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my sign company coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.