Neurologist Insurance Coverage Checklist
The coverages a neurologist business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for neurology practices, including stroke call and telestroke. Priorities reflect typical exposure for this class; confirm against your actual procedures, settings, and providers.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Medical Professional Liability | Covers each neurologist — confirm limits fit stroke and permanent-injury verdicts. | Core | |
| Telemedicine / Multistate Coverage | Confirms telestroke and teleneurology are covered in every state you treat. | Core | |
| Entity / Group Professional Liability | Covers the practice itself, with its own limits. | Core | |
| Cyber / Privacy Liability | Covers patient records, EEG data, and telehealth platforms. | Core | |
| Business Owner's Policy / Property | Covers EEG/EMG equipment, infusion suite, and offices. | Prevalent | |
| Workers' Compensation | Covers clinical and office staff. | Prevalent | |
| Regulatory / Billing E&O | Covers defense of payer audits and board complaints. | Prevalent | |
| Employment Practices Liability | Covers claims from staff and APPs. | Prevalent | |
| Neuromonitoring Coverage | Confirms remote IONM supervision is a covered service. | Situational | |
| Clinical Trials Liability | Needed if you enroll patients in studies. | Situational |
The coverage gap most often missed
The gap most often missed by neurologists is telestroke and teleneurology. Providers often assume the vendor's or hub hospital's policy covers them, but their own policy may be limited to licensed states or listed locations, and a 2022 Georgia case shows the vendor, hospital, and neurologist are sued together over triage and tPA timing. Confirm telemedicine is covered across state lines and how your policy works with the vendor's.
Send us the checklist and we'll review your neurologist coverage line by line, then market it across multiple carriers that compete for your account.
Related: Neurologist Insurance · Neurologist Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does a neurologist business need?
The core coverages for a neurologist business are Medical Professional Liability, Telemedicine / Multistate Coverage, Entity / Group Professional Liability, Cyber / Privacy Liability. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my neurologist coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.