Hedge Fund, PE & VC Insurance Coverage Checklist

Hedge Fund, PE & VC Insurance Coverage Checklist

The coverages a hedge fund, pe & vc business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.

Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for private fund managers and general partners. Priorities reflect typical exposure; confirm against funds and portfolio.

Core almost always needed · Prevalent commonly carried in this class · Situational depends on specific exposure

Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.

Have it?CoverageWhy this business needs itPriority
GP / Management Liability (D&O and E&O)Covers investor claims, regulatory investigations, and management decisions.Core
Outside Directorship LiabilityCovers firm personnel on portfolio company boards if the company's D&O fails.Core
Crime (incl. Social Engineering)Covers wire fraud on capital calls and distributions.Prevalent
Cyber LiabilityCovers breaches of investor and deal data.Prevalent
Employment PracticesCovers claims by employees of the management company.Prevalent
Transaction Insurance (R&W)Covers breaches of representations in deals — used on many acquisitions.Situational

The coverage gap most often missed

The most commonly missed gap for this class is outside directorship coverage. When firm personnel sit on portfolio company boards, they rely on that company's D&O and indemnity — which can disappear in insolvency. Managers should carry outside directorship liability, confirm portfolio company D&O covers their designees, and verify every wire by phone.

Not sure you have everything on this list?

Send us the checklist and we'll review your hedge fund, pe & vc coverage line by line, then market it across multiple carriers that compete for your account.

Frequently asked questions

What insurance does a hedge fund, pe & vc business need?

The core coverages for a hedge fund, pe & vc business are GP / Management Liability (D&O and E&O), Outside Directorship Liability. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.

Is this checklist insurance advice?

No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.

Can Cory Washington & Co. review my hedge fund, pe & vc coverage?

Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.

This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.

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