Airport Service Business Insurance Coverage Checklist
The coverages an airport service business business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for FBOs, fuelers, hangar operators, and maintenance shops. Priorities reflect typical exposure; confirm against services.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Airport / Premises Liability | Covers injuries and damage at the airport operation. | Core | |
| Hangarkeepers Liability | Covers customers' aircraft in the applicant's care — confirm per-aircraft limits fit the largest aircraft. | Core | |
| Products & Completed Operations | Covers crashes tied to fuel sold or maintenance performed, including misfueling. | Core | |
| Commercial Property (Hangars) | Covers hangars, equipment, and tugs. | Core | |
| Auto (incl. Airside Vehicles & Fuel Trucks) | Covers fuel trucks and ramp vehicles — confirm airside use isn't excluded. | Core | |
| Pollution / Fuel Spill | Covers fuel-farm and ramp spills. | Prevalent | |
| Umbrella / Excess Aviation Liability | Adds limits for a crash tied to fueling or maintenance. | Prevalent | |
| Workers' Compensation | Covers line staff and mechanics. | Core |
The coverage gap most often missed
The most commonly missed gap for this class is hangarkeepers limits. A single hangar can hold aircraft worth far more than the per-aircraft or per-occurrence limit, and one fire or towing mistake can damage several at once. Operators should size hangarkeepers limits to the highest value in their care and confirm products and completed operations covers fuel sold and work performed.
Send us the checklist and we'll review your airport service business coverage line by line, then market it across multiple carriers that compete for your account.
Related: Airport Service Business Insurance · Airport Service Business Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does an airport service business business need?
The core coverages for an airport service business business are Airport / Premises Liability, Hangarkeepers Liability, Products & Completed Operations, Commercial Property (Hangars), Auto (incl. Airside Vehicles & Fuel Trucks), Workers' Compensation. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my airport service business coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.