Casino & Card Room Insurance Coverage Checklist
The coverages a casino & card room business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for casinos and card rooms. Priorities reflect typical exposure; confirm against property and operations.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Cyber Liability (incl. Business Interruption) | Covers ransomware and system outages — casino attacks have shut down operations. | Core | |
| Crime / Cage Coverage | Covers cash in the cage, count room, and vault, and employee dishonesty. | Core | |
| General Liability | Covers guest injuries and security incidents. | Core | |
| Liquor Liability | Covers claims from serving alcohol. | Core | |
| Commercial Property & Business Income | Covers the property and lost gaming revenue. | Core | |
| Directors & Officers | Covers regulatory investigations and shareholder claims — fines themselves are not covered. | Prevalent | |
| Umbrella / Excess Liability | Adds limits above general and liquor liability. | Prevalent |
The coverage gap most often missed
The most commonly missed gap for this class is cyber business interruption. The 2023 casino attacks showed a single social-engineering call can shut down slots, hotel systems, and payments for days. Casinos should carry cyber coverage with business interruption sized to daily gaming revenue, and require identity checks before any password or MFA reset.
Send us the checklist and we'll review your casino & card room coverage line by line, then market it across multiple carriers that compete for your account.
Related: Casino & Card Room Insurance · Casino & Card Room Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does a casino & card room business need?
The core coverages for a casino & card room business are Cyber Liability (incl. Business Interruption), Crime / Cage Coverage, General Liability, Liquor Liability, Commercial Property & Business Income. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my casino & card room coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.