Bowling Alley & Family Entertainment Center Insurance Coverage Checklist
The coverages a bowling alley & family entertainment center business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for bowling centers. Priorities reflect typical exposure; confirm against bar service and attractions.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Commercial General Liability | Covers guest injuries — confirm attractions and activities aren't excluded. | Core | |
| Liquor Liability (incl. Assault & Battery) | Covers overservice and fights — confirm A&B isn't excluded. | Core | |
| Commercial Property & Business Income (incl. Equipment Breakdown) | Covers attractions, build-out, and lost income. | Core | |
| Equipment Breakdown | Covers pinsetters and lane machines. | Prevalent | |
| Workers' Compensation | Required in most states for employees. | Core |
The coverage gap most often missed
The most commonly missed gap for this class is liquor liability with assault and battery included. Bowling centers mix families, leagues, and bar service, and fights or overservice claims can fall outside a policy that excludes A&B. Centers should confirm liquor coverage includes A&B, train servers, and keep drinks off lane approaches.
Send us the checklist and we'll review your bowling alley & family entertainment center coverage line by line, then market it across multiple carriers that compete for your account.
Related: Bowling Alley & Family Entertainment Center Insurance · Bowling Alley & Family Entertainment Center Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does a bowling alley & family entertainment center business need?
The core coverages for a bowling alley & family entertainment center business are Commercial General Liability, Liquor Liability (incl. Assault & Battery), Commercial Property & Business Income (incl. Equipment Breakdown), Workers' Compensation. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my bowling alley & family entertainment center coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.