Imaging & Radiology Center Insurance Coverage Checklist
The coverages an imaging & radiology center business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for imaging centers. Priorities reflect typical exposure; confirm against modalities and reading arrangements.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Medical Professional Liability | Covers malpractice claims — confirm entity coverage and each provider's coverage. | Core | |
| Commercial General Liability | Covers premises injuries to patients and visitors. | Core | |
| Equipment Breakdown | Covers MRI and CT scanners — including magnet quench and loss of income. | Core | |
| Cyber Liability | Covers patient-data breaches, ransomware, and regulatory response. | Core | |
| Workers' Compensation | Required in most states. | Core |
The coverage gap most often missed
The most commonly missed exposure for this class is people who aren't patients. In July 2025, a man accompanying his wife at a New York imaging center was pulled into an MRI by a metal chain and died — a premises claim as much as a medical one. Centers should confirm GL covers visitor injuries, screen everyone entering the magnet room, and use ferromagnetic detectors at Zone IV.
Send us the checklist and we'll review your imaging & radiology center coverage line by line, then market it across multiple carriers that compete for your account.
Related: Imaging & Radiology Center Insurance · Imaging & Radiology Center Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does an imaging & radiology center business need?
The core coverages for an imaging & radiology center business are Medical Professional Liability, Commercial General Liability, Equipment Breakdown, Cyber Liability, Workers' Compensation. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my imaging & radiology center coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.