Arbitrator Insurance Coverage Checklist
The coverages an arbitrator business may carry — core, prevalent, and situational — why each matters, and the gap most often missed.
Pull out your current policy and check the box next to any coverage you can confirm is already in place — anything unchecked is worth a quick conversation with your advisor. Coverage checklist for arbitrators and arbitration panels. Priorities reflect typical exposure for this class; confirm against your actual services, contracts, and clients.
Tick each coverage you can confirm you carry — anything left unticked is a good question for your next policy review.
| Have it? | Coverage | Why this business needs it | Priority |
|---|---|---|---|
| Arbitrator Professional Liability | Covers defense when parties sue despite immunity. | Core | |
| Subpoena / Deposition Response | Covers discovery about your disclosures in vacatur fights. | Core | |
| Disciplinary / Roster Proceedings | Covers bar and roster-removal challenges. | Core | |
| Cyber / Privacy Liability | Covers confidential hearing records. | Core | |
| General Liability | Covers in-person hearing venues. | Prevalent | |
| Business Owner's Policy | Covers office and records. | Prevalent | |
| Outside Directorship Liability | Covers the board seats that create disclosure conflicts. | Situational | |
| Fee Dispute Coverage | Covers fee claw-back demands after a vacatur. | Situational | |
| Crime / Funds Transfer Fraud | Covers party deposits held in trust. | Situational | |
| Employment Practices Liability | Covers ADR firms with staff. | Situational |
The coverage gap most often missed
The gap most often missed by arbitrators is the cost of vacatur and subpoena fights. Immunity usually defeats damages claims, so the real cost is being deposed, producing records, and hiring counsel when an award is challenged. Many policies only respond to a claim seeking damages from you, so confirm a subpoena-response or non-party proceeding extension.
Send us the checklist and we'll review your arbitrator coverage line by line, then market it across multiple carriers that compete for your account.
Related: Arbitrator Insurance · Arbitrator Supplemental (apply) · All coverage checklists
Frequently asked questions
What insurance does an arbitrator business need?
The core coverages for an arbitrator business are Arbitrator Professional Liability, Subpoena / Deposition Response, Disciplinary / Roster Proceedings, Cyber / Privacy Liability. This checklist also lists the prevalent and situational coverages worth considering, with a plain-English note on why each matters.
Is this checklist insurance advice?
No. It is a free educational tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice — only your actual policy language governs what is and isn't covered.
Can Cory Washington & Co. review my arbitrator coverage?
Yes. Share your checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.