Effective Date: September 2, 2025

Welcome to the website of CORY WASHINGTON & CO. LLC (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of our website, online services, and related digital offerings (collectively, the “Site”). By using our Site, you agree to comply with these Terms. If you do not agree, you should not use this Site.

Cory Washington & Co. LLC is a licensed insurance brokerage operating across the United States. We provide insurance brokerage, advisory, and risk management services to businesses and individuals.

You agree to use this Site only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

• Use the Site for fraudulent, abusive, or unlawful activity.
   
• Attempt to gain unauthorized access to systems, networks, or data.
   
• Reproduce, distribute, or exploit any Site content without our prior written consent.
   
• Use bots, crawlers, scrapers, or other automated tools to extract data from the Site without authorization.
   
• Interfere with the proper operation of the Site or attempt to circumvent security features.
   

All content on this Site, including but not limited to text, graphics, logos, icons, and software, is the property of CORY WASHINGTON & CO. LLC or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws.
You may view, download, and print materials from the Site for personal or internal business use only.

Any other use, including modification, distribution, republication, or commercial exploitation, is strictly prohibited without prior written consent.

Our Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or privacy practices of those third parties. Inclusion of a link does not constitute our endorsement or affiliation. You access third-party sites at your own risk.

By providing your mobile number and opting in, you consent to receive SMS messages from CORY WASHINGTON & CO. LLC.

• Types of Messages: You may receive account notifications, policy updates, renewal reminders, payment alerts, claims-related communications, and occasional marketing messages.
   
• Message Frequency: Frequency may vary.
   
• Rates: Message and data rates may apply.
   
• Opt-Out: You may opt out at any time by replying STOP to any text message.
   
• Help: For assistance, reply HELP or visit https://corywashington.com.
   
• Privacy: SMS consent is not shared with third parties or affiliates. For details, see our Privacy Policy.
   

The Site and its content are provided “as is” without warranties of any kind, express or implied. We make no warranties regarding the accuracy, completeness, reliability, security, or availability of the Site or its content. Your use of the Site is at your own risk.

To the fullest extent permitted by law:

• We are not liable for any direct, indirect, incidental, or consequential damages arising out of or related to your use of the Site.
   
• We are not responsible for damages resulting from viruses, interruptions, or delays in Site functionality.
   
• Some jurisdictions do not allow the exclusion of certain damages, so some of these limitations may not apply to you.
   

You agree to indemnify and hold harmless CORY WASHINGTON & CO. LLC, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the Site, your violation of these Terms, or your misuse of any services.

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. California residents can review additional rights under our California Privacy Notice.

This Site is not directed to or intended for individuals under the age of 13. We do not knowingly collect personal information from children without verified parental consent.

These Terms are governed by the laws of the State of Nevada, without regard to conflict of law principles. You agree that any dispute shall be brought exclusively in a court located in Clark County, Nevada.

If you are a California resident:

• You may request to view the categories of personal data we collect, disclose, or retain.
   
• You may opt out of the sale/sharing of personal information (we do not currently sell or share your data).
   
• We do not knowingly sell or share personal data of users under 16 years old.
  For more information, see our California Privacy Rights Notice or contact info@corywashington.com.
   

We reserve the right to update or change these Terms at any time. Changes will be posted on this page and are effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.

If you have any questions about these Terms, please contact us:
CORY WASHINGTON & CO. LLC
Email: info@corywashington.com

As part of our agency services, we provide links on this Site that allow clients to purchase insurance policies directly from carriers or third-party platforms. By using these self-service links, you acknowledge and agree to the following:

• Accuracy of Information: You are solely responsible for ensuring that all information provided during the application process is truthful, complete, and accurate. Inaccurate or false information may result in denial of coverage, policy cancellation, or claim denial by the carrier.
   
• Policy Responsibility: When you purchase through self-service links, you are responsible for reviewing coverage details, exclusions, costs, and terms, as well as managing your policy directly with the carrier, including payments, renewals, updates, and claims.
   
• No Advisory Relationship: Use of self-service links does not create a client-advisor or fiduciary relationship with CORY WASHINGTON & CO. LLC. If you require professional advice, recommendations, or account management, you must contact us directly for brokerage services.
   
• Limitation of Liability: CORY WASHINGTON & CO. LLC is not liable for any loss, damage, or claim arising from policies purchased via self-service links or from inaccurate information you submit. All underwriting and coverage decisions rest with the carrier.
   
• Third-Party Data Use: Once redirected, your information will be collected and managed under the third party’s terms and privacy policy. We are not responsible for how third parties handle your data.