INSURANCE & RISK MANAGEMENT SOLUTIONS

General Liability

Protects your business against third-party bodily injury, property damage, and certain personal or advertising injury claims arising from everyday operations.

Professional Liability (Errors & Omissions)

Covers claims alleging mistakes, negligence, or failure to perform professional services as intended.

Business Owners Policy (BOP)

Bundles essential coverages — including general liability and commercial property — into a streamlined policy for qualifying small to mid-sized businesses.

Workers’ Compensation

Provides statutory benefits for employees injured on the job while protecting employers from workplace injury claims, subject to state law.

Commercial Property

Protects buildings, equipment, inventory, and other physical assets against covered property losses and business interruptions.

Directors & Officers Liability

Safeguards company leaders and organizations from claims tied to management decisions, governance, and fiduciary responsibilities.

Employment Practices Liability

Covers employment-related claims such as wrongful termination, discrimination, harassment, and retaliation.

Crime Insurance

Protects against financial losses caused by theft, fraud, employee dishonesty, and social engineering schemes.

Fiduciary Liability

Covers claims arising from the management and administration of employee benefit plans and fiduciary responsibilities.

Kidnap, Ransom & Extortion

Provides financial protection and crisis response services for kidnapping, extortion, wrongful detention, and related threats.

Cyber Insurance

Helps manage the financial and operational impact of data breaches, cyberattacks, ransomware, and privacy incidents.

Umbrella & Excess Liability

Extends liability limits above primary policies to protect against large or catastrophic claims.

Commercial Auto

Provides liability and physical damage coverage for vehicles used in business operations, including hired and non-owned vehicles.

Surety Bonds

Financial guarantees that ensure contractual, legal, or regulatory obligations are fulfilled.

Builders Risk

Protects construction projects against physical loss or damage while buildings are under construction or renovation.

Explore Each Coverage

Each business faces unique risks. Select any coverage above to learn how it applies to your operations and how we structure protection to perform when it matters most.