Privacy Policy

Effective Date: October 23rd, 2025

At Cory Washington & Co. LLC (“Cory Washington & Co.,” “we,” “us,” or “our”), safeguarding your privacy is integral to the way we conduct business. As a professional Insurance & Risk Management Firm, we are committed to maintaining the confidentiality, integrity, and security of the personal information entrusted to us by our clients, prospects, and business partners.

This Privacy Policy describes how we collect, use, disclose, and protect your personal information, and outlines the rights and choices available to you.

1. Information We Collect

We may collect personal and business information through a variety of sources, including but not limited to:

Information you provide on applications, forms, contracts, or through direct communication (e.g., name, business entity, address, Social Security number, FEIN, income, industry, or risk profile).
Transactional data arising from your interactions with us or other parties (e.g., policy numbers, coverage details, premiums, and claims).
Third-party data sources such as consumer reporting agencies, loss history databases, credit bureaus, and motor vehicle records.
Digital information collected automatically from our website, portals, or emails (e.g., IP address, cookies, browser type, session logs).
Mobile communications data, including phone numbers and SMS consent records, when you opt in to receive text messages from us.

2. How We Use Your Information

We process personal information strictly for legitimate business purposes, including to:

Provide, manage, and service insurance, risk management, and advisory products.
Underwrite and administer policies, process claims, and manage renewals.
Communicate with you regarding your account, coverage updates, billing, and renewal reminders.
Deliver educational or promotional communications (only with your consent, where required).
Fulfill legal, regulatory, and compliance obligations with state and federal authorities.
Enhance operational efficiency, internal analytics, and client experience.

We do not use your information for automated decision-making or profiling beyond what is necessary for legitimate insurance underwriting or risk assessment.

3. Information We Share

We value confidentiality and never sell your personal information. However, we may disclose information when necessary to provide services or meet legal requirements, including to:

Insurance carriers, reinsurers, MGAs, and wholesalers for placement and servicing of policies.
Service providers and vendors supporting firm operations (e.g., billing platforms, IT infrastructure, CRMs, SMS communication systems).
Regulatory authorities and law enforcement agencies when required by law, subpoena, or regulatory order.
Claims professionals, including adjusters, investigators, or legal counsel, as part of claim resolution.

Your SMS consent and mobile contact information are never shared or sold to third parties and are used solely for communications from Cory Washington & Co. LLC.

4. Data Security & Safeguards

We maintain robust administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, or alteration. Access to client data is restricted to personnel and service partners who require it for legitimate business purposes and are bound by confidentiality obligations.

5. Your Privacy Rights

Depending on your jurisdiction, you may have the right to:

Access personal information we maintain about you.
Request correction or deletion of your personal data, subject to regulatory retention requirements.
Opt out of certain data-sharing or marketing activities.
Withdraw SMS consent at any time by replying “STOP” to any text message.

To exercise your rights, please contact us at info@corywashington.com.

6. California Privacy Rights (CCPA/CPRA Addendum)

If you are a California resident, you are entitled to additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

Right to Know – You may request information regarding the categories and purposes of data we collect.
Right to Delete – You may request deletion of specific personal information, subject to legal exceptions.
Right to Opt Out – You may opt out of any sale or sharing of personal information (we do not sell personal data).
Right to Correct – You may request correction of inaccurate information.
Right to Limit Use of Sensitive Data – You may limit our use of sensitive information (e.g., SSN, driver’s license) to what is reasonably necessary for providing insurance services.

To submit a privacy request, email info@corywashington.com. We will verify your identity before processing any request. Cory Washington & Co. LLC does not discriminate against individuals who exercise their rights.

7. SMS Communications

By providing your mobile number and opting in, you consent to receive SMS messages from Cory Washington & Co. LLC for service updates, policy notifications, and marketing (where applicable).

Message frequency may vary.
Message and data rates may apply.
Reply STOP to cancel or HELP for assistance.
SMS consent data is not shared or sold to any third party.

8. Third-Party Platforms & Self-Service Links

Our website or communications may include links to carrier portals, quote platforms, or third-party applications.

Independent Privacy Policies: Information submitted directly through these platforms is governed by their respective privacy policies, not ours.
No Automatic Data Transfer: We do not automatically receive personal information you submit to third-party systems unless you expressly authorize sharing.
Your Responsibility: We recommend reviewing third-party privacy policies before providing personal information.
Our Role: Providing access to these links does not create an advisory or brokerage relationship unless you formally engage our firm for professional services.

9. Policy Updates

We may amend this Privacy Policy periodically to reflect legal, technological, or business developments. Updated versions will be posted with a revised “Effective Date.” Material changes will be communicated as required by law.

10. Contact Us

For questions, requests, or to obtain a printed copy of this Privacy Policy, please contact:

CORY WASHINGTON & CO. LLC
Insurance & Risk Management Firm
info@corywashington.com