Effective Date: August 15, 2025

At Cory Washington & Co. LLC (“we,” “us,” or “our”), your privacy is important to us. As your insurance brokerage, we are committed to protecting the personal information you provide. This Privacy Policy explains what personal information we collect, how we use it, who we share it with, and your rights.

We may collect personal information about you from the following sources:

• Information you provide on applications, forms, or verbally (e.g., name, address, Social Security number, income, business type).
   
• Information from transactions with us or others (e.g., policy numbers, coverage details, premiums, and claims history).
   
• Information from consumer reporting agencies (e.g., credit history, driving records, loss history).
   
• Website and technology usage data when you interact with us online.
   
• Mobile phone numbers and SMS consent information (when you opt in to receive text messages).
   

We use your personal information for the following purposes:

• To provide insurance products and risk management services.
   
• To process applications, service policies, and manage claims.
   
• To communicate with you regarding your account, renewals, reminders, and important updates.
   
• To send marketing materials and educational information, only if you have opted in.
   
• To comply with legal and regulatory obligations.
   

We do not sell your personal information. We may disclose personal information to the following parties as necessary for business purposes:

• Insurance companies, reinsurers, wholesalers, MGAs.
   
• Service providers (e.g., billing systems, IT support, CRM platforms, SMS providers).
   
• Regulatory authorities or law enforcement when required by law.
   
• Independent claims adjusters, investigators, or attorneys handling claims.
   

SMS consent is not shared with third parties or affiliates. Your mobile number and SMS opt-in preferences are used exclusively to send you messages from Cory Washington & Co. LLC.

We restrict access to your personal information to employees and third parties who need it to provide services. We maintain physical, electronic, and procedural safeguards to protect your information.

Depending on your state of residence, you may have certain rights, including:

• The right to access personal information we have about you.
   
• The right to request corrections or deletions of your data.
   
• The right to opt out of certain sharing practices (where applicable).
   
• The right to revoke SMS consent at any time by replying “STOP” to any text message.
   

To exercise your rights, contact us at info@corywashington.com.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

• Right to Know: What categories of personal information we collect and how it’s used.
   
• Right to Delete: You may request deletion of certain personal information.
   
• Right to Opt-Out: You may opt out of the sale or sharing of your personal information (we do not sell your information).
   
• Right to Correct: You may request corrections to inaccurate personal data.
   
• Right to Limit Use of Sensitive Personal Information: You may limit use of data such as SSN or driver’s license to only what’s necessary for insurance services.
   

To exercise these rights, email us at info@corywashington.com. We do not discriminate against consumers who exercise their rights.

By providing your mobile number and opting in, you agree to receive SMS messages from Cory Washington & Co. LLC.

• Message frequency may vary.
   
• Message and data rates may apply.
   
• You may opt out at any time by replying “STOP.”
   
• You may request help at any time by replying “HELP.”
   
• SMS consent is not shared with third parties or affiliates.
   

We may update this Privacy Policy from time to time. If material changes are made, we will notify you as required by law.

For questions about this notice or to request a printed copy, please contact:

CORY WASHINGTON & CO. LLC

Email: info@corywashington.com