Rugged Setting. Refined Coverage.
Protecting upscale outdoor hospitality in remote settings
Glamping blends a hotel's guest-service model with a wilderness setting, and the risk comes from exactly that combination. Guests expect comfort, but they are staying in yurts, safari tents, domes, and treehouses, often far from paved roads, hospitals, and reliable cell service — so when a guest is injured, help can be slow to arrive and the incident is harder to manage. The structures themselves are unusual property exposures, frequently heated with wood stoves or propane and vulnerable to wind and wildfire. Fire pits, uneven terrain, water features, wildlife, and on-site activities all add injury exposure that a conventional lodging policy doesn't anticipate. The experience sells remoteness; the insurance has to account for it.
Insuring a glamping operation is about covering hotel-style hospitality in a setting where help is far away.
Key Risks in Operations
Guest bodily injury in a remote setting where emergency response is slow
Unique-structure property exposure — yurts, tents, domes, and treehouses
Fire exposure from wood stoves, propane, fire pits, and wildfire
Terrain, water-feature, and wildlife hazards on the property
On-site activity and recreation exposure
Liquor liability where alcohol is served
Short-term-lodging and guest-property exposure
Remoteness turns an ordinary guest injury into a harder-to-manage event.
Core Coverages
General Liability — Covers guest bodily injury from terrain, fire pits, wildlife, and premises hazards — the defining exposure for this class.
Commercial Property (Unique Structures) — Covers yurts, tents, domes, and other non-standard structures against fire, wind, and other losses.
Business Interruption & Extra Expense — Replaces income when fire, wildfire, or weather closes the property.
Liquor Liability (If Applicable) — Responds to claims where alcohol is served to guests.
Participant Accident / Activity Coverage — Addresses on-site recreation and guided-activity exposure.
Commercial Auto, Workers' Compensation, Umbrella / Excess Liability — Round out the program for shuttles, staff, and the larger limits remote-injury claims demand.
What's Commonly Overlooked
Glamping programs are often weakened by:
Property coverage written for standard buildings, not yurts, tents, and domes
Wildfire and remote-fire exposure underinsured
Remote-location injury treated like an ordinary hotel slip-and-fall
Activity and recreation exposure left unaddressed
Liquor liability missing where alcohol is served
These gaps typically surface at claim time — not before.
A guest is injured on uneven terrain or at a fire pit far from help
Wildfire or high wind damages tents, domes, and structures
A wood stove or propane heater causes a fire in a unit
A guest is hurt during an on-site activity
An encounter with wildlife injures a guest
A single remote-injury or wildfire claim can be severe and slow to resolve.
Why Proper Placement Matters
Coverage varies significantly based on:
Structure types and how they are heated
Remoteness and emergency-response access
Fire and wildfire exposure of the location
On-site activities and amenities
Whether alcohol is served
Improper placement can leave the unique structures and remote-injury exposures underinsured.
Our Approach
At Cory Washington & Co., we insure glamping around its defining reality — refined hospitality in a remote, fire-exposed setting — with property built for non-standard structures and liability built for terrain, wildlife, and distance from help. For related businesses, see our RV park and campground, bed and breakfast, and short-term rental pages.
Keep the setting rugged. We'll keep the coverage refined.
All insurance descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or insurance advice. The information presented is general in nature and does not guarantee the availability, terms, conditions, or scope of any insurance coverage. Actual coverage is determined solely by the specific policy language issued by the insurer and remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds coverage, or alters any existing policy. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please consult directly with a licensed insurance professional at Cory Washington & Co. LLC or another qualified insurance professional, and always review your policy documents in full.
See the coverages a glamping business may carry — core, prevalent, and situational — plus the gap most often missed, in the Glamping Coverage Checklist.
Complete the Glamping Supplemental online in a few guided steps, download the fillable PDF, or browse all applications.
Frequently Asked Questions
How do I get glamping insurance through Cory Washington & Co.?
Request a quote or contact our team. We start with a short conversation about your operations, analyze your exposures, then negotiate glamping insurance across multiple carriers that compete for your account and present options with the trade-offs explained. Cory Washington & Co. LLC is licensed in all 50 states.
What drives the cost of glamping insurance?
There is no flat rate. The cost of glamping insurance reflects your industry, your size (payroll and revenue), your claims history, and the limits and deductibles you choose. We market your account to multiple carriers, compare the real quotes side by side, and explain what is driving each number so you can weigh coverage against price with confidence.
Do I need glamping insurance?
It depends on your situation. Some coverage is required by law; more often, glamping insurance is required by a contract, lease, lender, or client before they will do business with you — and even when it is not mandated, it guards against exposures that can be severe. We review your operations and obligations and tell you plainly what you need and why.
What if another agency has already declined or non-renewed my coverage?
Difficult, specialty, and previously-declined placements are a core part of our work. We access excess & surplus (E&S) and specialty markets that many generalist agencies cannot, and we explain the trade-offs clearly so you can decide with confidence.
Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.