In Wyoming, whether a business owner or corporate officer is covered by workers' compensation — and whether they can change that — depends on the entity type and Wyoming's own rules. Getting the election right affects both your protection and your premium. Here is how inclusion and exclusion work in Wyoming, the form or filing to use, and what it means for your policy.
Who must carry workers' compensation in Wyoming?
Unusual scope — mandatory only for employers with one or more employees in a statutorily defined extrahazardous employment; other employers are exempt but may voluntarily elect coverage for all employees.
Can owners and officers be included or excluded in Wyoming?
| Sole proprietor | Exempt by default; optional elective coverage available. |
|---|---|
| Partners | Exempt by default; may elect in. |
| LLC members | Members are exempt by default; may elect in. |
| Corporate officers | Exempt by default; may elect in. Coverage follows the position, not the person (notify the Division within 30 days of an officer change). |
How to make the election in Wyoming
- Online filing: WYUI employer portal
- Official source: Wyoming DWS — workers' compensation forms & resources (Affidavit of Coverage)
How Wyoming counts an included owner
Wyoming is not a min/max band — an elected owner/officer is reported at the statewide average monthly wage, which updates quarterly (2026 Q4 = $5,620.33). Elected coverage must stay in place at least 8 calendar quarters. (effective 2026 Q4). Source.
Wyoming is a monopolistic state-fund state
Wyoming has no private workers' compensation market — coverage is written only through Wyoming state fund, administered by the Department of Workforce Services (DWS) — no private market or assigned-risk plan (or state-approved self-insurance). We don't place your Wyoming workers' comp with a private carrier, but we coordinate it with the rest of your commercial program — general liability, property, commercial auto, umbrella, and any out-of-state operations the state fund doesn't cover.
Related
Wyoming business insurance · Workers' compensation coverage · Wyoming Department of Workforce Services, Workers' Compensation Division.
Frequently Asked Questions
Do business owners have to carry workers' comp on themselves in Wyoming?
It depends on your entity and role. Exempt by default; optional elective coverage available. Exempt by default; may elect in. Coverage follows the position, not the person (notify the Division within 30 days of an officer change). Employees are always covered.
How do I include or exclude an owner from workers' comp in Wyoming?
The right form, portal, or endorsement depends on your entity type. Wyoming uses an online filing, which we help you complete.
What payroll is used for an included owner in Wyoming?
Premium is figured between a state-set minimum and maximum that changes each year; we confirm the current amount for your policy.
Can Cory Washington & Co. handle my Wyoming workers' comp election?
Yes. We confirm which rule applies to your entity, prepare the correct form or election, coordinate it with your carrier, and keep your workers' comp aligned with the rest of your program. Request a quote or a policy review and we'll take it from there.
This page is general educational information from Cory Washington & Co. LLC about how workers' compensation owner inclusion and exclusion works in this state. It is not legal, tax, or insurance advice and is not a determination of your eligibility or obligation. Workers' compensation laws, forms, payroll limits, and residual-market programs change and depend on your entity type, ownership, and operations. Confirm the current rules and amounts with your licensed advisor at Cory Washington & Co. LLC and the state agency before making any election.