In Kansas, whether a business owner or corporate officer is covered by workers' compensation — and whether they can change that — depends on the entity type and Kansas's own rules. Getting the election right affects both your protection and your premium. Here is how inclusion and exclusion work in Kansas, the form or filing to use, and what it means for your policy.
Who must carry workers' compensation in Kansas?
Mandatory for most employers except certain agriculture and any employer with gross annual payroll of $20,000 or less (owner/immediate-family wages are excluded from that calculation for sole proprietors and partnerships).
Can owners and officers be included or excluded in Kansas?
| Sole proprietor | Excluded; may elect in (Form K-WC 113). |
|---|---|
| Partners | Excluded; may elect in (Form K-WC 113). |
| LLC members | Excluded; may elect in (Form K-WC 113). |
| Corporate officers | Included by default; an officer-employee owning 10%+ stock may elect out (Form K-WC 50; cancel with K-WC 50a). Officers under 10% must be covered. |
How to make the election in Kansas
Payroll counted for an included owner in Kansas
When an owner or officer is included, premium is figured on their payroll between a minimum and maximum (effective 1/1/2027), set by NCCI.
| Included owner/officer minimum | $1,200 per week |
|---|---|
| Included owner/officer maximum | $4,800 per week |
Included executive officer $1,200–$4,800/week; covered partners, sole proprietors, and LLC members at $62,700/year. NCCI-set, changes annually.
These amounts update periodically; we confirm the current figure for your policy.
Kansas's assigned-risk / residual market
An employer that can't secure workers' comp in the standard market can still get covered through Kansas Workers' Compensation Insurance Plan (NCCI as plan administrator). We market your risk to voluntary carriers first and turn to the residual market only as a last resort.
Related
Kansas business insurance · Workers' compensation coverage · Kansas Department of Labor, Division of Workers Compensation.
Frequently Asked Questions
Do business owners have to carry workers' comp on themselves in Kansas?
It depends on your entity and role. Excluded; may elect in (Form K-WC 113). Included by default; an officer-employee owning 10%+ stock may elect out (Form K-WC 50; cancel with K-WC 50a). Officers under 10% must be covered. Employees are always covered.
How do I include or exclude an owner from workers' comp in Kansas?
The right form, portal, or endorsement depends on your entity type. Kansas records the election on the policy with the carrier; our general inclusion/exclusion form documents it.
What payroll is used for an included owner in Kansas?
Included executive officer $1,200–$4,800/week; covered partners, sole proprietors, and LLC members at $62,700/year. NCCI-set, changes annually. We confirm the current figure for your policy.
Can Cory Washington & Co. handle my Kansas workers' comp election?
Yes. We confirm which rule applies to your entity, prepare the correct form or election, coordinate it with your carrier, and keep your workers' comp aligned with the rest of your program. Request a quote or a policy review and we'll take it from there.
This page is general educational information from Cory Washington & Co. LLC about how workers' compensation owner inclusion and exclusion works in this state. It is not legal, tax, or insurance advice and is not a determination of your eligibility or obligation. Workers' compensation laws, forms, payroll limits, and residual-market programs change and depend on your entity type, ownership, and operations. Confirm the current rules and amounts with your licensed advisor at Cory Washington & Co. LLC and the state agency before making any election.