In Alaska, whether a business owner or corporate officer is covered by workers' compensation — and whether they can change that — depends on the entity type and Alaska's own rules. Getting the election right affects both your protection and your premium. Here is how inclusion and exclusion work in Alaska, the form or filing to use, and what it means for your policy.
Who must carry workers' compensation in Alaska?
Required for essentially all employers with one or more employees — there is no small-employer numeric exemption.
Can owners and officers be included or excluded in Alaska?
| Sole proprietor | Excluded by default; may elect coverage. |
|---|---|
| Partners | Excluded by default; may elect coverage. |
| LLC members | A member owning 10% or more is not an employee (excluded); under 10% is covered. |
| Corporate officers | An executive officer of a for-profit corporation owning 10% or more is excluded; otherwise covered. An excluded owner elects in by being named specifically in the policy. |
How to make the election in Alaska
- Our form: CWCO General Inclusion / Exclusion Form — records the election where Alaska does not publish its own form.
Payroll counted for an included owner in Alaska
When an owner or officer is included, premium is figured on their payroll between a minimum and maximum (effective 1/1/2026), set by NCCI.
| Included owner/officer minimum | $650 per week |
|---|---|
| Included owner/officer maximum | $2,600 per week |
Included executive officer $650–$2,600/week; covered partners, sole proprietors, and LLC members at $43,200/year. NCCI-set, changes annually.
These amounts update periodically; we confirm the current figure for your policy.
Alaska's assigned-risk / residual market
An employer that can't secure workers' comp in the standard market can still get covered through Alaska Assigned Risk Plan (administered by NCCI). We market your risk to voluntary carriers first and turn to the residual market only as a last resort.
Related
Alaska business insurance · Workers' compensation coverage · Alaska Division of Workers' Compensation.
Frequently Asked Questions
Do business owners have to carry workers' comp on themselves in Alaska?
It depends on your entity and role. Excluded by default; may elect coverage. An executive officer of a for-profit corporation owning 10% or more is excluded; otherwise covered. An excluded owner elects in by being named specifically in the policy. Employees are always covered.
How do I include or exclude an owner from workers' comp in Alaska?
The right form, portal, or endorsement depends on your entity type. Alaska records the election on the policy with the carrier; our general inclusion/exclusion form documents it.
What payroll is used for an included owner in Alaska?
Included executive officer $650–$2,600/week; covered partners, sole proprietors, and LLC members at $43,200/year. NCCI-set, changes annually. We confirm the current figure for your policy.
Can Cory Washington & Co. handle my Alaska workers' comp election?
Yes. We confirm which rule applies to your entity, prepare the correct form or election, coordinate it with your carrier, and keep your workers' comp aligned with the rest of your program. Request a quote or a policy review and we'll take it from there.
This page is general educational information from Cory Washington & Co. LLC about how workers' compensation owner inclusion and exclusion works in this state. It is not legal, tax, or insurance advice and is not a determination of your eligibility or obligation. Workers' compensation laws, forms, payroll limits, and residual-market programs change and depend on your entity type, ownership, and operations. Confirm the current rules and amounts with your licensed advisor at Cory Washington & Co. LLC and the state agency before making any election.