Tennessee Notary Bond at a glance
| Bond amount | $10,000 |
|---|---|
| Required by | County Clerk (elected/commissioned through the county) |
| Statute | Tenn. Code Ann. § 8-16-104 |
| Where we’re licensed | Tennessee — and all 50 states |
Requirements last reviewed September 2026. Amounts are set by the authority above and can change — we confirm the current figure before you bond.
What Tennessee requires
If you are licensed in Tennessee, the County Clerk (elected/commissioned through the county) requires a notary bond of $10,000. Minimum $10,000 bond filed at the county level.
What a notary bond guarantees
Administered by the Secretary (or Department) of State, the notary bond must be on file before your commission is issued, commonly for a four-year term. It reimburses the public up to the bond amount for losses caused by your errors or misconduct as a notary; if the surety pays, you must repay it. Some states set a higher, separate bond for online or remote (RON) notaries.
Notary bond vs. notary E&O — the distinction that matters
This trips up almost every new notary: the bond protects the public, and you reimburse the surety for any paid claim. Errors-and-omissions (E&O) insurance protects you — it covers your own liability for unintentional mistakes, with no repayment, and does not cover intentional fraud. The bond gives the notary zero personal protection no matter its amount; that is what E&O is for. E&O is optional but strongly recommended, and inexpensive.
Frequently Asked Questions
How much is a notary bond in Tennessee?
The bond amount in Tennessee is $10,000, set by the County Clerk (elected/commissioned through the county). You do not pay that amount — you pay a premium, a small percentage of it, based on your credit and the bond required. We confirm the current figure and quote it across multiple surety markets.
Who requires a notary bond in Tennessee?
The County Clerk (elected/commissioned through the county) requires it under Tenn. Code Ann. § 8-16-104. The bond protects the public and the state — not your business — and if the surety pays a claim, you must reimburse it.
How do I get a notary bond in Tennessee?
Request a quote or contact our team. We verify the current requirement, market your bond across multiple surety companies, and handle the filing. Cory Washington & Co. LLC is licensed in Tennessee and all 50 states.
← Notary Bond (national overview) · Business insurance in Tennessee
All surety bond descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or bonding advice. Surety bonds are not insurance. Bond requirements — including amounts, obligees, and bond forms — are set by government authorities and other obligees and change over time; the information presented is general in nature and does not guarantee the availability, terms, conditions, or amount of any bond. Actual bond terms are governed by the bond form issued by the surety and the requirements of the obligee, and any bond remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds a surety, or issues a bond. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please confirm current requirements with the relevant authority and consult directly with a licensed professional at Cory Washington & Co. LLC.