Georgia Motor Vehicle Title Bond at a glance
| Bond amount | 2x vehicle value (min $5,000) |
|---|---|
| Required by | Georgia Department of Revenue, Motor Vehicle Division |
| Statute | O.C.G.A. § 40-3-28 |
| Where we’re licensed | Georgia — and all 50 states |
Requirements last reviewed September 2026. Amounts are set by the authority above and can change — we confirm the current figure before you bond.
What Georgia requires
If you are licensed in Georgia, the Georgia Department of Revenue, Motor Vehicle Division requires a motor vehicle title bond of 2x vehicle value (min $5,000). Confirmed on dor.georgia.gov: bond = 2x average retail value (DOR uses Black Book), $5,000 minimum; title must be applied for within 6 months of bond issue. Term (4 yrs) from surety source. Commission/bond term: 4 years (bond/title expires 4 years from effective date; does not renew).
What a title bond guarantees
A title bond protects prior owners, lienholders, and future owners against ownership or lien claims on a vehicle titled without a proper prior title. If a legitimate prior claimant appears during the bond term, they can recover against the bond. It is a one-time commercial bond for a specific vehicle, not an ongoing business license bond.
How the amount and term work
The amount is tied to the vehicle’s value — most commonly 1.5 times the appraised or retail value, though some states use 2 times. The state’s DMV issues a determination letter stating the required amount; you don’t choose it. The bond term is commonly three years, after which, if no valid claim is made, the bonded title converts to a clear title. Small title bonds are usually flat-rated at a low minimum premium.
Frequently Asked Questions
How much is a motor vehicle title bond in Georgia?
The bond amount in Georgia is 2x vehicle value (min $5,000), set by the Georgia Department of Revenue, Motor Vehicle Division. You do not pay that amount — you pay a premium, a small percentage of it, based on your credit and the bond required. We confirm the current figure and quote it across multiple surety markets.
Who requires a motor vehicle title bond in Georgia?
The Georgia Department of Revenue, Motor Vehicle Division requires it under O.C.G.A. § 40-3-28. The bond protects the public and the state — not your business — and if the surety pays a claim, you must reimburse it.
How do I get a motor vehicle title bond in Georgia?
Request a quote or contact our team. We verify the current requirement, market your bond across multiple surety companies, and handle the filing. Cory Washington & Co. LLC is licensed in Georgia and all 50 states.
← Motor Vehicle Title Bond (national overview) · Business insurance in Georgia
All surety bond descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or bonding advice. Surety bonds are not insurance. Bond requirements — including amounts, obligees, and bond forms — are set by government authorities and other obligees and change over time; the information presented is general in nature and does not guarantee the availability, terms, conditions, or amount of any bond. Actual bond terms are governed by the bond form issued by the surety and the requirements of the obligee, and any bond remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds a surety, or issues a bond. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please confirm current requirements with the relevant authority and consult directly with a licensed professional at Cory Washington & Co. LLC.