Bonded and trusted in your clients' homes and offices.
The trust signal that wins service contracts
Business service bonds — often called janitorial bonds — reimburse your client if one of your employees steals property while working on the client’s premises. They are a staple for cleaning, janitorial, home-care, moving, and maintenance companies, and a powerful trust signal when bidding for work.
What a business service bond covers — and how it differs
This bond protects the client (a third party) against theft of their property by the bonded company’s employees. That makes it different from a standard fidelity or employee dishonesty bond, which protects the business itself from employee theft. It is usually not legally required — customers demand it, especially commercial accounts and homeowners, and “bonded and insured” is a competitive advantage.
What to know before you rely on it
Coverage limits are chosen by the business, commonly $5,000–$100,000+, and higher limits help win larger contracts; premium is modest (often around $100–$350 a year). One real-world limitation to understand: many business service bonds require the employee to be convicted of (or charged with) theft before the bond pays. It does not cover accidental damage (that is general liability) or the business’s own losses.
Frequently Asked Questions
What does a janitorial/business service bond cover?
It reimburses your client if one of your employees steals property while working on the client’s premises. It protects the client, not your own business.
How is it different from a fidelity bond?
A fidelity (employee dishonesty) bond protects your business from theft by your own employees. A business service bond protects your client from theft by your employees on the client’s property.
Is a business service bond required?
Usually not by law — customers require it, especially commercial clients and homeowners. Being 'bonded and insured' is a trust signal that helps win contracts.
How do I get a business service bond through Cory Washington & Co.?
Request a quote or contact our team. We confirm your exact requirement, market your bond across multiple surety companies that compete for it, and handle the filing. Cory Washington & Co. LLC is licensed in all 50 states.
All surety bond descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or bonding advice. Surety bonds are not insurance. Bond requirements — including amounts, obligees, and bond forms — are set by government authorities and other obligees and change over time; the information presented is general in nature and does not guarantee the availability, terms, conditions, or amount of any bond. Actual bond terms are governed by the bond form issued by the surety and the requirements of the obligee, and any bond remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds a surety, or issues a bond. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please confirm current requirements with the relevant authority and consult directly with a licensed professional at Cory Washington & Co. LLC.