New Frontier in Care. Proven Approach to Risk.
Protecting the clinics pioneering ketamine and psychedelic-assisted treatment
Ketamine and psychedelic-assisted therapy clinics sit at the frontier of mental-health care, and the risk sits right there with them. The treatment combines a controlled substance, a patient in an altered and vulnerable state, and conditions — severe depression, PTSD, suicidality — that carry real adverse-outcome risk. During a session a patient can become dissociated, nauseated, unsteady, or psychologically distressed, and the clinic is responsible for monitoring and protecting them throughout. Add the DEA and diversion obligations that come with handling ketamine, the off-label nature of much of the treatment, and the controversy around at-home and telehealth models, and the exposure is unlike any ordinary clinic's.
Insuring a ketamine clinic is about covering a vulnerable patient, a controlled substance, and a treatment medicine is still mapping.
Key Risks in Operations
Medical malpractice from adverse events during infusion or psychedelic sessions
Patient-monitoring liability — falls, aspiration, and psychological distress in an altered state
Controlled-substance handling, DEA compliance, and diversion exposure
Abuse and sexual-misconduct allegations involving patients in a vulnerable state
Off-label and emerging-treatment liability
Telehealth and at-home ketamine prescribing exposure
Patient suicidality and severe-mental-illness outcomes
The altered-state setting concentrates both clinical and abuse exposure.
Core Coverages
Medical Professional Liability — Covers malpractice claims from treatment, dosing, and adverse events — confirm it includes ketamine and psychedelic-assisted protocols rather than excluding them.
Abuse & Molestation Liability — Protects against misconduct allegations involving patients who are sedated, dissociated, or otherwise vulnerable during sessions.
General Liability — Protects against slips, falls, and other third-party injuries at the clinic.
Regulatory / Licensing Board Defense — Funds defense of medical-board complaints, DEA inquiries, and controlled-substance investigations.
Cyber & Privacy Liability — Covers breaches of sensitive mental-health records and telehealth data.
Commercial Property — Covers the clinic, infusion equipment, and controlled-substance storage.
Workers' Compensation, Management Liability, Umbrella / Excess Liability — Round out the program for staff, leadership, and the larger limits adverse-outcome claims demand.
What's Commonly Overlooked
Ketamine and psychedelic clinic programs are often weakened by:
Malpractice coverage that excludes ketamine, psychedelics, or off-label treatment
No abuse coverage despite patients being sedated and vulnerable during sessions
Patient-monitoring and supervision exposure left unaddressed
No regulatory defense for a DEA or medical-board inquiry
Telehealth and at-home prescribing treated as ordinary office visits
These gaps typically surface at claim time — not before.
A patient is injured in a fall during or after an infusion
An adverse psychological event follows a session
A misconduct allegation arises from a vulnerable patient
A DEA audit questions controlled-substance handling
An at-home ketamine protocol leads to a harm claim
A single adverse-outcome or misconduct claim can threaten the clinic and its providers.
Why Proper Placement Matters
Coverage varies significantly based on:
Treatments offered — IV ketamine, IM, intranasal, or psychedelic-assisted protocols
In-clinic versus telehealth and at-home models
Provider types and supervision structure
Controlled-substance storage and DEA compliance
Patient population and acuity
Improper placement can leave the core treatment excluded exactly where a claim is most likely.
Our Approach
At Cory Washington & Co., we insure ketamine and psychedelic-assisted therapy the way it is actually delivered — malpractice written to include the protocols, abuse coverage for the vulnerable-patient setting, and regulatory, cyber, and monitoring coverage around the rest. For adjacent models, see our functional and integrative medicine, mental health counseling, and IV hydration and wellness clinic pages.
Pioneer the treatment. We'll cover the frontier.
All insurance descriptions on this website are provided by Cory Washington & Co. LLC strictly for general informational purposes. They are not intended to be, and should not be relied upon as, legal, financial, or insurance advice. The information presented is general in nature and does not guarantee the availability, terms, conditions, or scope of any insurance coverage. Actual coverage is determined solely by the specific policy language issued by the insurer and remains subject to underwriting approval. Nothing on this website creates or implies an agent-client relationship, binds coverage, or alters any existing policy. Cory Washington & Co. LLC expressly disclaims any liability for actions taken, or not taken, based on the content provided here. For advice regarding your particular situation, please consult directly with a licensed insurance professional at Cory Washington & Co. LLC or another qualified insurance professional, and always review your policy documents in full.
See the coverages a ketamine & psychedelic therapy clinic business may carry — core, prevalent, and situational — plus the gap most often missed, in the Ketamine & Psychedelic Therapy Clinic Coverage Checklist.
Complete the Ketamine & Psychedelic Therapy Clinic Supplemental online in a few guided steps, download the fillable PDF, or browse all applications.
Frequently Asked Questions
How do I get ketamine & psychedelic-assisted therapy clinic insurance through Cory Washington & Co.?
Request a quote or contact our team. We start with a short conversation about your operations, analyze your exposures, then negotiate ketamine & psychedelic-assisted therapy clinic insurance across multiple carriers that compete for your account and present options with the trade-offs explained. Cory Washington & Co. LLC is licensed in all 50 states.
How are ketamine & psychedelic-assisted therapy clinic insurance premiums priced?
There is no flat rate. The cost of ketamine & psychedelic-assisted therapy clinic insurance reflects your industry, your size (payroll and revenue), your claims history, and the limits and deductibles you choose. We market your account to multiple carriers, compare the real quotes side by side, and explain what is driving each number so you can weigh coverage against price with confidence.
Is ketamine & psychedelic-assisted therapy clinic insurance mandatory?
It depends on your situation. Some coverage is required by law; more often, ketamine & psychedelic-assisted therapy clinic insurance is required by a contract, lease, lender, or client before they will do business with you — and even when it is not mandated, it guards against exposures that can be severe. We review your operations and obligations and tell you plainly what you need and why.
What if another agency has already declined or non-renewed my coverage?
Difficult, specialty, and previously-declined placements are a core part of our work. We access excess & surplus (E&S) and specialty markets that many generalist agencies cannot, and we explain the trade-offs clearly so you can decide with confidence.
Available in all 50 states. See how requirements differ in California, Texas, Florida, New York, or choose your state.