Food Truck Insurance Coverage Checklist
A free, ten-minute self-review to confirm your food truck coverage is complete — tick what you can confirm, and walk into your next policy review informed.
Pull out your current policy’s declarations pages and coverage forms, and give yourself about ten minutes. Check the box next to anything you can confirm. Anything you can’t confirm isn’t a problem — it’s simply a good question to bring to your insurance advisor. The goal is to walk in informed.
ACommercial Auto (It's a Vehicle)
BGeneral Liability & Products / Foodborne (It's a Kitchen)
CEquipment Breakdown & Spoilage
DProperty / Contents
EEvents, People & Review
?Questions Worth Asking Your Broker
- “Do I have commercial auto — personal auto won't cover business use?
- “Do I have products liability for a foodborne-illness claim?
- “Is spoilage covered if my refrigeration fails?
- “Can I produce a certificate and add a venue as additional insured?
- “Is my truck build-out insured at replacement cost?
Bring your checklist and we'll review your food truck coverage line by line, then market it across multiple carriers that compete for your account.
Related: Food Truck Business Insurance · All coverage checklists
Frequently Asked Questions
How do I use the food truck insurance checklist?
Pull out your current policy's declarations pages and coverage forms and give yourself about ten minutes. Tick the box next to anything you can confirm. Anything you can't confirm isn't a problem — it's simply a good question to bring to your broker. You can tick items right on this page, download the PDF, or print it.
Is this checklist insurance advice?
No. It is a free educational self-review tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice. Only the language in your actual policy governs what is and isn't covered.
Can Cory Washington & Co. review my food truck coverage with me?
Yes. Bring your completed checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.