Auto Dealer Insurance Coverage Checklist
A free, ten-minute self-review to confirm your auto dealer coverage is complete — tick what you can confirm, and walk into your next policy review informed.
Pull out your current policy’s declarations pages and coverage forms, and give yourself about ten minutes. Check the box next to anything you can confirm. Anything you can’t confirm isn’t a problem — it’s simply a good question to bring to your insurance advisor. The goal is to walk in informed.
ADealer Open Lot / Inventory — Check This First
BGarage Liability & Garagekeepers
CProperty & People
DCommercial Auto & Umbrella
ETest Drives & Controls
FLimits & Review
?Questions Worth Asking Your Broker
- “Does my open-lot limit match what’s actually parked on my lot right now?
- “What’s my hail deductible, and could it make a storm claim hard to collect?
- “Where do garage liability, garagekeepers, and open lot overlap or leave gaps?
- “Are my liability limits sized for my public foot traffic?
- “How often is my inventory value updated?
Bring your checklist and we'll review your auto dealer coverage line by line, then market it across multiple carriers that compete for your account.
When you're ready to market your account, download the fillable Auto Dealer Supplemental, or browse all applications.
Related: Car Dealership Insurance · All coverage checklists
Frequently Asked Questions
How do I use the auto dealer insurance checklist?
Pull out your current policy's declarations pages and coverage forms and give yourself about ten minutes. Tick the box next to anything you can confirm. Anything you can't confirm isn't a problem — it's simply a good question to bring to your broker. You can tick items right on this page, download the PDF, or print it.
Is this checklist insurance advice?
No. It is a free educational self-review tool to help you have a more informed conversation with a licensed professional. It affords no coverage and is not insurance, legal, or financial advice. Only the language in your actual policy governs what is and isn't covered.
Can Cory Washington & Co. review my auto dealer coverage with me?
Yes. Bring your completed checklist and we'll review your program line by line, market your account across multiple carriers, and explain the trade-offs in plain English. Cory Washington & Co. LLC is licensed in all 50 states.
This checklist is a free educational tool from Cory Washington & Co. to help you review your own coverage and have a more informed conversation with a licensed insurance professional. It is general information only — not insurance, legal, or financial advice, and not a recommendation to buy, change, or cancel any policy. Coverage terms, availability, limits, and requirements vary by policy, carrier, and state, and only the language in your actual policy governs what is and isn’t covered. Checking or leaving blank any item above does not indicate that you are adequately insured or under-insured. Using this checklist does not create a client, agency, or fiduciary relationship. Always consult a licensed professional about your specific situation.