Commercial Insurance Built for Michigan
Michigan is the heart of the American automotive industry, with deep manufacturing, engineering, and mobility-tech supply chains. Product liability, recall exposure, and contractual risk transfer dominate conversations for suppliers here.
Cory Washington & Co. LLC is licensed in Michigan and places coverage for businesses across the state — from general liability and commercial property to specialty lines most generalist agencies never touch. We work as advisors first: strategy and risk analysis before placement, then negotiation across carriers that actually compete for Michigan business.
Workers' Compensation in Michigan
Michigan generally requires workers' compensation coverage for employers with one or more employees working 35+ hours per week for 13+ weeks, or three or more employees at any one time.
Beyond the legal requirement, how a workers' compensation program is structured — classifications, experience mod management, payroll audits — directly drives what you pay. We review all of it before quoting. Requirements change; confirm current rules with the Michigan Department of Insurance and Financial Services.
Industries We Serve in Michigan
Manufacturing Business Insurance
Manufacturing business insurance protects against product liability, equipment damage, worker injuries, and business interruption risks…
Auto Repair Shop Insurance
Auto repair shop insurance protects mechanics and garages from liability claims, customer vehicle damage, tool loss, and property risks…
Trucking Company Insurance
Trucking company insurance protects motor carriers, owner operators, and fleets from liability claims, cargo loss, physical damage, and…
Technology Company Insurance
Technology company insurance protects IT firms, software developers, and tech providers from cyber attacks, professional liability claims,…
Contractor Business Insurance
Contractor business insurance protects construction companies and trades from job site injuries, property damage, equipment loss, and…
Don't see your industry? We serve 70+ business types — browse all industries.
Coverage Available in Michigan
- General Liability Insurance
- Workers Compensation Insurance
- Commercial Property Insurance
- Commercial Auto Insurance
- Professional Liability Insurance
- Cyber Insurance
- Business Owners Policy
- Umbrella or Excess Liability Insurance
- Directors and Officers Insurance
- Employment Practices Liability Insurance
Frequently Asked Questions
Is workers' compensation insurance required in Michigan?
Michigan generally requires workers' compensation coverage for employers with one or more employees working 35+ hours per week for 13+ weeks, or three or more employees at any one time.
Are you licensed to write business insurance in Michigan?
Yes. Cory Washington & Co. LLC (NPN 21674625) is licensed in all 50 states, including Michigan, and every placement is handled directly by our brokerage team.
How much does business insurance cost in Michigan?
Premiums in Michigan depend on your industry, payroll, revenue, claims history, and the lines you carry — there is no flat rate. The fastest way to an accurate number is a short conversation about your operations; we then negotiate terms across multiple carriers and present options with the trade-offs explained.